1. What we do
Willing & Able provides corporate unclaimed-property recovery services. Specifically, we:
- Search official NAUPA-affiliated state, county, and federal unclaimed-property registries for business-held funds in your legal name.
- Verify potential matches against holder records and confirm your company's legal standing.
- Prepare and, with your written, case-specific authorization, submit claims to the appropriate state.
- Follow through and reconcile on your behalf until resolution.
We do not take custody of your recovered funds beyond our agreed fee, provide legal advice, guarantee recovery, or contact any party on your behalf without your explicit approval.
2. How our fee works
Our service is provided on a success fee basis:
- No upfront fees. We charge nothing to search, evaluate, or prepare.
- Paid only on success. We are compensated only if and when you actually receive recovered funds.
- Within the statutory cap. Our fee never exceeds the maximum your state permits for unclaimed-property finder services.
- Net-back always shown. Your agreement states the value before and after our fee, so you always know what you receive.
An important truth: You can search for and claim your own unclaimed property directly from your state free of charge. You are never required to use Willing & Able. We are a convenience for businesses that prefer not to run the searches and paperwork themselves — not a necessary step.
Maximum finder fees vary by state and by how long the state has held the property. Representative statutory caps we operate within include:
| State | Statutory cap | Notable requirement |
|---|---|---|
| Nevada | 10% (<5 yrs held) / 20% (5+ yrs) | Agreement void within 24 months of delivery |
| California | 10% | No enforceable agreement within 24 months |
| Texas | 10% (+ reasonable attorney's fees) | Must be registered with the Comptroller |
| North Carolina | Lesser of 20% or $1,000 | Finder registration + Private Investigator license |
| Rhode Island | 10% | No enforceable agreement within 24 months |
| Minnesota / Maryland / Massachusetts | 10% | 24-month window applies |
Fee caps are per the cited statutory framework at time of writing and can change; we confirm the applicable cap for each state and property before engaging.
3. Our process
- Search. Free review of official registries for your company's name.
- Verify. Validation of any matches and your corporate standing.
- Agreement. A written, identified-property authorization, within the statutory cap, with your approval before any filing.
- File & follow through. Claim submission and tracking to resolution.
- Recover. Fee is earned only upon funds reaching you.
4. Important disclosures
- Not affiliated with any government. Willing & Able is a private company and is not affiliated with, endorsed by, or sponsored by any state or federal agency.
- Not legal advice. Nothing on this site or in our materials constitutes legal advice. For legal, accounting, or estate questions, consult a qualified professional.
- No guarantee. We do not guarantee that any property will be found or that any claim will be approved. Absence of a match is a valid outcome.
- Authorization required. We file nothing and contact no one until you have signed a case-specific agreement and granted approval.
- 24-month rule. In many states, a recovery agreement entered into within 24 months of the property reaching the state is void by law. We comply with this requirement and will not ask you to sign within that window.
5. Website terms
- Use of this site is at your own discretion. We make no representations about the accuracy, completeness, or availability of any content.
- Any inquiry you submit is used solely to respond to you and evaluate a potential engagement; we do not sell your information.
- We are not responsible for the content, practices, or policies of any third-party or state site linked from ours.
- These terms may be updated; continued use constitutes acceptance of the current version.
6. Contact
Questions about our services, fees, or disclosures? Reach us at [your-email@company.com] or [555-000-0000].